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Both buying and selling property can be extremely stressful, so it is paramount for us that we make the process of sale and purchase as straightforward and reassuringly calm as possible for you. At GloverPriest, we understand that every client is different. That’s why we offer a professional practice, based in a number of localities, providing a uniquely tailored and personal face-to-face service, including private appointments as and when required.

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Related FAQ's

What is conveyancing?

Answer
Conveyancing is a legal term used to describe the legal transfer of property ownership from one person to another. The conveyancing process is handled by a conveyancer, which is usually a solicitor or licensed legal conveyancer.    The term as we know it typically relates to buying and selling houses. The conveyancing process involves multiple stages, from accepting an offer from a buyer to transferring the title deeds of the property into the buyer’s

 

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When should I instruct a conveyancing solicitor?

Answer
When selling, Instructing before you have found a buyer gives your conveyancer the chance to review all the paperwork relating to your property in advance. When buying a property, you will need to instruct a conveyancer as soon as an offer has been accepted, as all parties will now be requesting this information.   

 

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Are all payments under Settlement agreements tax free?

Answer
No. Normally you can receive a termination payment of up to £30,000 tax free. However, this does not apply to payments arising out of your contract such as salary, bonuses, payment in lieu of annual leave or other benefits.

 

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Why do you need to verify my ID?

Answer
Solicitors have a duty under money laundering regulations to verify the identity and help stop criminal activity. There are also similar obligations in respect of identity verification for the Land Registry and mortgage lenders

 

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Why do you need to verify where my money is coming from?

Answer
Within excess of 4 billions pounds of fraud in conveyancing per year, Solicitors have to carry out anti-money laundering checks in every transaction to ensure the funds are coming from a legal and legitimate source.

 

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What is a conveyancing chain?

Answer
A conveyancing chain is where there is more than one buyer and seller in the process of buying and selling a house. This means that the property completion is dependent on the other parties to the chain.    For example, you are selling your house to someone (the buyer) and that person is also selling their house, and the person buying their house is also selling their house, and so the chain continues. All parties are connected to each other within the

 

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What Are Disbursements?

Answer
Disbursements are payments made by your solicitor to others, such as stamp duty, land registry fees and search fees.

 

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What are property searches?

Answer
Conveyancing property searches are essential information regarding the property you plan to buy. There are three searches that are normally arranged by the solictior on your behalf. Local Authority Searches - Information from the local council, for example if the property is affected by a planning enforcement notice. Environmental Search - To determine whether the land will be contaminated. Water Drainage Search - To ensure that your property is connected to mains water,

 

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Do I have to have property searches?

Answer
No. It is highly recommended that searches are carried out on any potential purchase and often a requirement for obtaining a mortgage. If you are purchasing a property without a mortgage as a cash buyer, then you will have a choice on whether to conduct these searches, but may be required to sign a waiver.

 

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Do I need a survey when buying?

Answer
It is not legally required for you to have a survey done when buying a house, however, it is advised that you have one to avoid unexpected costs or other surprises.    If you are applying for a mortgage on the property, then your mortgage lender will do a valuation on the property which may also include a survey. This is because they want to ensure that the property is structurally sound and that they are not taking a risk by lending you money.   The mortgage lender

 

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When should I apply for a mortgage?

Answer
Mortgages tend to take around 18 to days from application to acceptance. We would recommend moving from an agreement in principle to a full mortgage application as soon as you have an offer accepted.

 

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How much is Indemnity Insurance?

Answer
The price of an indemnity policy can very depending on what it is protecting you against. The one-off cost of a policy to make up for a lack of FENSA certificates for new windows is approximately £20, but policies covering missing building work certificates can cost several hundreds.

 

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What does 'Exchange Of Contracts' mean?

Answer
Exchange of contracts means the transactions has become binding. On exchange of contracts the completion date (moving date) is confirmed. Contracts are exchanged between solicitors. You do not need to be present for us to exchange contracts.

 

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How long will my transaction take?

Answer
For a sale or purchase the average time between instructing your solicitor and moving in is 10-12 weeks but transactions can only proceed as quickly as the slowest person in the chain. A remortgage or transfer of equity can take between 1 and 2 months but generally quicker if you are remortgaging with the same lender

 

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I need to complete quickly - can you guarantee me a timescale?

Answer
In short, no, a quick sale cannot be guaranteed because it is dependent on many factors.    In 2022, the average time it takes to go through the buying and selling process is 18 weeks, but this is if everything goes smoothly.   Be aware that timelines can change depending on the circumstances of the buyer and the seller and that conveyancing issues can pop up and prolong the process.    It can take around 4-12 weeks once the terms of the purchase/sale

 

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What are licensed conveyancers?

Answer
Specialist lawyers known as "licensed conveyancers" were introduced in the 1980's to meet the increased housing market demand. Licensed conveyancers are qualified lawyers who deal exclusively with property law

 

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How soon do I need to pay any money?

Answer
For each type of conveyancing transaction, you may be asked to pay a deposit on account to start the process, this will cover any initial disbursements and will offset your final balance. The balance of the price and the conveyancer's cost, as well as any additional charges, will be payable shortly before completion. If you are borrowing more than 90% of the purchase price then you may be required to pay prior to the exchange of contracts

 

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Do I still need to pay legal costs if it all falls through?

Answer
You are responsible for all legal costs up to the point of the transaction falling through. In some of our transactions we offer peace of mind via an Abortive Matter Indemnity Fee (AMIF) at a cost of £75+VAT which covers all your legal fees. One of our team would be happy to discuss this in more detail.

 

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What is simultaneous exchange and completion?

Answer
In a simultaneous exchange and completion, the two take place on the same day.   The exchange and completion of the contract on the same day you intend to move will likely lead to some confusion because a contract does not become legally binding until it has been exchanged.   As such, if you are exchanging and completing on the same day you will not have a binding contract in place until the day you are due to move in. Sometimes simultaneous exchange and completion

 

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Can I protect the deposit I pay into the house if I'm not married?

Answer
Yes, there are ways in which you can protect your share in a property especially when you are paying in different amounts. A Declaration of Trust can protect your share if you were to separate and sell later or you can protect your share by owning the legal title in a specific way.

 

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Are GloverPriest Solicitors regulated for conveyancing?

Answer
Yes. We are SRA Regulated and Law Society Conveyancing Quality Scheme Accredited. The CQS scheme gives customers peace of mind during property transactions and ensures the solicitors meet their strict guidelines.

 

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Why do I need a conveyancing solicitor?

Answer
A conveyancing solicitor handles the legal transfer of property ownership from one person to another. This is known as the conveyancing process.    People instruct conveyancing solicitors when they are buying or selling a house to deal with the legalities of the transaction.    The job of the conveyancer is to keep you updated on the progress of the purchase or sale and to act on your behalf throughout the conveyancing process to ensure that everything is done

 

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What documents do I need for conveyancing?

Answer
The documents that your solicitor will ask for in the conveyancing process will be dependent on whether you are buying or selling the property.   Firstly, for both parties, solicitors will ask for proof of identification which will include a passport or driving licence and proof of address.   The documents needed when buying a house include proof of funds and a mortgage offer. For proof of funds, you will need to provide bank statements to show that you have the required

 

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What should you ask a conveyancing solicitor?

Answer
  When you instruct a conveyancing solicitor there are a number of questions that you should ask. Since there are many conveyancers and conveyancing solicitors around, it is important that you choose one that is right for you and that is part of a regulatory body so that you can trust them as a reliable company.  Some important questions to ask include the following:   How much will you charge? Is your fee a fixed fee? How much will it costs if the

 

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What is a remortgage?

Answer
A remortgage is the process of applying for a new mortgage with a new lender for your current home.    Usually, people would apply for a remortgage on their house when looking for a better interest rate than they currently have, or when a fixed-term mortgage is due to expire. A remortgage does not necessarily mean that you need to change lenders, you may find a new deal with your existing lender.    Generally, when applying for a remortgage you will need to

 

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How do I choose a good conveyancer?

Answer
You must consider a few factors when selecting your conveyancer or conveyancing solicitor to ensure you've chosen a reliable, knowledgeable, and effective company.   Accreditations: By checking that the company is accredited, this will give you the confidence that you're working with accurate and regulated professionals. Companies may be registered with the Quality Conveyancing Scheme, administered by the SRA (Solicitors Regulation Authority) and the CLC for licensed

 

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Do you pay stamp duty on a buy-to-let?

Answer
Yes, you do have to pay stamp duty on a buy-to-let property if the property is worth more than £40,000, or when you buy the property, you will own more than one property.    If you purchase a home or piece of land in England and Wales for more than a certain amount, the amount of Stamp Duty Land Tax (SDLT) due is at least 3% on top of the standard stamp duty fee. The fee that you pay will be dependent on your situation and the total amount your properties add up

 

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